German Lending Law is presently subject to permanent change both by legislation and also by current jurisdiction. It is especially in the field of consumer credits that a multiplicity of very special provisions may be relevant for any one given case. To name just a few of these aspects this would be the compliance with pertinent formal requirements, the observation of relevant rights of revocation as well as questions regarding potential linked transactions. There might be cases where loan agreements might null and void on the grounds of a violation of bonos mores. Frequently problems are also met in cases where loans are to be paid back prematurely, the catchword here being the prepayment penalty. As a rule loans will only be granted against appropriate loan collaterals (e.g. sureties, land charges, transfer of title as security, global assignment).